Privacy Policy

1. Introduction

Welcome to Savr ("we," "our," or "us"). We are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and services.

2. Information We Collect

2.1 Information You Provide

We collect information that you provide directly to us, including:

• Account information (email address, password)
• Budget data (budget amounts, transactions, categories)
• Transaction details you manually enter or that are synced from connected bank accounts
• Any other information you choose to provide

2.2 Information from Third-Party Services

When you connect your bank account through Plaid, we receive transaction data including:

• Transaction amounts and dates
• Merchant names and transaction descriptions
• Account information (account types, balances)

This information is processed according to Plaid's privacy policy and our agreement with them.

2.3 Automatically Collected Information

We may automatically collect certain information about your device, including:

• Device type and operating system
• Usage patterns and app interactions
• IP address and general location data

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our services
• Process your transactions and manage your budgets
• Authenticate your account and prevent fraud
• Send you service-related communications
• Respond to your inquiries and provide customer support
• Comply with legal obligations

4. How We Share Your Information

We do not sell your personal information. We may share your information in the following circumstances:

• Service Providers: With third-party service providers (such as Plaid and Firebase) who assist us in operating our service
• Legal Requirements: When required by law or to protect our rights and safety
• Business Transfers: In connection with a merger, acquisition, or sale of assets
• With Your Consent: When you explicitly authorize us to share your information

5. Data Security

We implement appropriate technical and organizational measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. This includes:

• Encryption of data in transit and at rest
• Secure authentication mechanisms
• Regular security assessments and updates
• Access controls and monitoring

However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

6. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Correct inaccurate information
• Delete your account and associated data
• Opt out of certain data collection practices
• Export your data in a portable format

To exercise these rights, please contact us at the email address provided below.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

8. Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information.

9. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us at:

Email: kelsey.oates@selfadvocacywins.com
Website: www.savrmoneyapp.com